If the merchant issues a return credit for the full purchase amount, any payments already made will be refunded to your original payment method and your remaining payments will be cancelled. If the merchant credits less than the full purchase amount, the order balance will be updated. If the return credit causes the order to be overpaid, the overpaid amount will be automatically refunded to your original payment method. Otherwise, your upcoming payments will continue to be collected until the remaining balance is paid off. You can check the status of return credits and refunds anytime via our online Consumer Portal.