When using Pay Later in 3 instalments, the first payment is charged when the merchant confirms your order, the next 2 payments are automatically charged every month over a 2 month period.
Use your own valid debit or credit card to pay (no prepaid cards).
There are no interest charges with Pay Later in 3 instalments, and no fees when you follow your automatic payment schedule.
If you return your goods we will automatically reduce the amount you owe us. If you already paid us for a refunded order, we will refund the balance back to your original payment method.