As part of our approval process, we may conduct a pre-authorization on your specified card to ensure it is not being used fraudulently. The amount charged will never be greater than your first installment due for the order. The pre-authorization is immediately voided or reversed by LatitudePay, which means that the funds should not be withheld from your account. Please note, this is not a charge, and LatitudePay does not receive any funds associated with the pre-authorization.